Knowing what’s in your home before a Natural Disaster

20. October, 2014

Our hotel team and housing consultants work with clients all over the United States that have been displaced from their home due to natural disasters.  When you think about a natural disaster, what is the first thing that comes to mind? Through experience we have found that what comes to mind for so many would be the type of Policy coverage for your home, including personal property and additional living expense coverage.  It is always better to have too much coverage than not enough.

Do you have photos or a list of contents for each room in your home?  Most insurance companies require a line by line, detailed list of your personal property items.  Several companies have content adjusters who will come to your home to help you write out a list, but wouldn’t it be so much easier if you were prepared before they arrive. In order to prepare your home in the event of a natural disaster you should take photos as well as log the contents of what is in your home. Keep this information in a safe place so that you can easily access it.

What would be your main concern if your home was uninhabitable?  For most people, it would be the safety of my family and pets.  Next, would be replacing content items and locating a temporary residence to call home.  Displaced families are determined to put a sense of normalcy back into their lives as quickly as possible.  THD has a highly trained staff that is able to locate a hotel or temporary housing until you are able to move home.  Depending on the lease terms provided by the adjuster, we also have furniture vendors that deliver and set up at the temporary rental property.  We want to make the transition as easy as possible for you and your family.

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